Finthriva helps you budget in naira, clear debt, grow your savings and spot scams — one clear, confident step at a time. Free to start, built for Nigerian realities.
Free core tools • Pro tools for deeper analysis • No card required
A little clarity. A lot more confidence.
Tool previews · sample figures₦185,400
Total monthly spending · sample statement
Turn your bank statement into clear spending insights. Less guesswork, more control.
Analyse my statementExample investment pitch
“Double your money in 7 days. Guaranteed returns!”
High risk · illustrative result
Choose your player, explore Lagos, and turn everyday money choices into quests.
Student · Professional · Entrepreneur · Freelancer
Play MoneyQuestFree essentials to get clarity. Pro tools for deeper analysis and income strategy.
Set monthly and weekly limits across Nigerian categories — food, transport, data, fuel, rent — with smart alerts before you overspend. Free.
Plan every payday before it lands — split your salary into bills, savings, tithe, family support and spending so nothing disappears. Free.
Upload bank or card statements and get AI insights on spending leaks, fees, and recurring drains. Free.
Map active and passive income streams, find gaps, and plan side income with realistic Naira targets.
Track inflows, outflows, debt ratios and net worth over time — with health scores you can actually act on.
Paste any investment pitch, website text or WhatsApp message and get a 0–100 scam risk score with the warning signs explained. Free.
Short lessons on investing, debt, taxes and money psychology — built for everyday Nigerian decisions.
Bank-grade encryption. Your statements and data stay yours, always.
Finthriva brings together the tools Nigerians actually need — statement analysis, income planning, cashflow diagnostics, and bite-sized lessons — in one connected hub. Start with the free essentials, unlock Pro tools when you're ready for deeper analysis.
Yes — core budgeting, savings, and AI insights are free during early access.
Bank linking is on the roadmap. For now you can log transactions manually or import statements.
All data is encrypted in transit and at rest, and you control what you share.
Yes — Naira is our default currency, and every category is built around Nigerian spending patterns.
Free core tools. Pro tools when you need deeper analysis. No card required.
Create free accountThese are controls that are live in the product today — not marketing promises.
Every request runs over TLS and all records are stored on encrypted managed Postgres.
Database policies scope every row to your account — no other member can read your records.
Card payments are handled by Paystack. Finthriva never sees or stores your card number.
Payment and banking callbacks are rejected unless the cryptographic signature matches.
AI tools run server-side behind your session with per-plan usage limits — never from the browser.
Statement uploads and AI analyses are tied to your account and can be deleted at any time.
Different lives. Shared money goals.
From campus life to your career, raising a family to enjoying retirement — there’s a place for you here.
Make your allowance go further, build a savings habit, and start your money journey with confidence.
Give your salary a clear plan, stay on top of bills, and turn your next payday into progress.
Balance bills, school fees, and shared goals while building a little more security for the people you love.
Plan everyday expenses, protect your savings, and make room for a more comfortable next chapter.
Photographs represent our community, not customer endorsements.
