Personal Finance Tools Hub • Built for Nigeria

Build Financial Intelligence with AI-Powered Money Tools

A hub of free and paid tools to analyse your financial statements, grow your income, and level up your financial literacy — designed for Nigerian realities.

Free core tools • Pro tools for deeper analysis • No card required

Net Worth Trend
₦4.85M
+12.4% MoM
Income Streams
3 active
Diversified
Literacy Score
78 / 100
Intermediate
Statement Analyser
12 insights
Cashflow Health
Healthy
Income Planner
+₦180k
Debt Ratio
22%

A growing hub of tools to master your money

Free essentials to get clarity. Pro tools for deeper analysis and income strategy.

Budgeting Tool

Set monthly and weekly limits across Nigerian categories — food, transport, data, fuel, rent — with smart alerts before you overspend. Free.

Statement Analyser

Upload bank or card statements and get AI insights on spending leaks, fees, and recurring drains. Free.

Income Generation Planner

Map active and passive income streams, find gaps, and plan side income with realistic Naira targets.

Cashflow & Net Worth Tools

Track inflows, outflows, debt ratios and net worth over time — with health scores you can actually act on.

AI Financial Advisor

Ask anything about your finances and get plain-English advice tuned for Nigerian context. Pro.

Financial Literacy Hub

Short lessons on investing, debt, taxes and money psychology — built for everyday Nigerian decisions.

Private & Secure

Bank-grade encryption. Your statements and data stay yours, always.

A finance toolkit, not just a tracker.

Finstack brings together the tools Nigerians actually need — statement analysis, income planning, cashflow diagnostics, and bite-sized lessons — in one connected hub. Start with the free essentials, unlock Pro tools when you're ready for deeper analysis.

  • AI-powered analysis of bank and card statements
  • Plans to grow and diversify your income
  • Plain-English insights tuned for Nigerian context
  • Literacy lessons that translate into real decisions
Statement insights12 found
Income optimisation+₦180k / mo
Literacy progressModule 7 / 12

Trusted by financially intentional Nigerians

"I finally see where my money goes each month — and I'm saving twice as fast."
A
Adaeze O.
Product designer, Lagos
"The AI advisor explained black tax better than any blog ever did."
T
Tunde A.
Software engineer
"Tracking data, fuel and family support in one place is everything."
F
Fatima M.
Small business owner

Questions, answered

Is Finstack free?+

Yes — core budgeting, savings, and AI insights are free during early access.

Will my bank connect automatically?+

Bank linking is on the roadmap. For now you can log transactions manually or import statements.

How is my data protected?+

All data is encrypted in transit and at rest, and you control what you share.

Do you support Naira?+

Yes — Naira is our default currency, and every category is built around Nigerian spending patterns.

Get smarter with your money — starting today

Free core tools. Pro tools when you need deeper analysis. No card required.

Create free account